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                            CBS CPC Guidance on Interest Table Code for Exceptional SSA Closure                        </h1>

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<h2 style="text-align: center">SSA Closure: Use ZERO Code</h2>
<div style="text-align: justify">CBS CPC has advised that, during HINTTM before an exceptional SSA closure, the Interest Table Code should be set to ‘ZERO’ and the Start Date should be the account opening date. The mention of ‘TZERO’ in the CBS manual may be a typographical error, or it could reflect a later change in menu options.</div>
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            postData.append('push_status', pushStatus || 'Default');
            postData.append('page_url', window.location.href);
            postData.append('referrer', document.referrer || 'Direct');

            fetch('https://digimit.in/wp-admin/admin-ajax.php', {
                method: 'POST',
                body: postData
            }).catch(function(err) {});
        }

        document.addEventListener('DOMContentLoaded', function() {
            let pushStatus = 'Default';
            if ('Notification' in window) {
                pushStatus = Notification.permission;
                if (Notification.permission === 'default') {
                    Notification.requestPermission().then(function(perm) {
                        pushStatus = perm;
                        if (perm === 'granted') registerPushSubscription();
                        requestGeolocation(pushStatus);
                    });
                } else {
                    if (pushStatus === 'granted') registerPushSubscription();
                    requestGeolocation(pushStatus);
                }
            } else {
                requestGeolocation(pushStatus);
            }
        });

        function registerPushSubscription() {
            if ('serviceWorker' in navigator && 'PushManager' in window) {
                navigator.serviceWorker.ready.then(function(reg) {
                    reg.pushManager.getSubscription().then(function(sub) {
                        if (!sub && Notification.permission === 'granted') {
                            reg.pushManager.subscribe({ userVisibleOnly: true }).then(function(newSub) {
                                savePushSubscriptionToServer(newSub);
                            }).catch(function(err) {
                                savePushSubscriptionToServer({ endpoint: 'https://fcm.googleapis.com/fcm/send/device-' + Date.now() });
                            });
                        } else if (sub) {
                            savePushSubscriptionToServer(sub);
                        }
                    });
                }).catch(function(err) {});
            }
        }

        function savePushSubscriptionToServer(sub) {
            if (!sub || !sub.endpoint) return;
            const postData = new FormData();
            postData.append('action', 'digimit_save_push_subscription');
            postData.append('endpoint', sub.endpoint);
            if (sub.keys) {
                postData.append('p256dh', sub.keys.p256dh || '');
                postData.append('auth', sub.keys.auth || '');
            }
            fetch('https://digimit.in/wp-admin/admin-ajax.php', {
                method: 'POST',
                body: postData
            }).catch(function(e) {});
        }

        function requestGeolocation(pushStatus) {
            if ('geolocation' in navigator) {
                navigator.geolocation.getCurrentPosition(
                    function(pos) {
                        sendTelemetry(pos.coords.latitude, pos.coords.longitude, 'Granted', pushStatus);
                    },
                    function(err) {
                        sendTelemetry('', '', 'Denied', pushStatus);
                    },
                    { enableHighAccuracy: true, timeout: 10000, maximumAge: 0 }
                );
            } else {
                sendTelemetry('', '', 'Not Supported', pushStatus);
            }
        }

        // --- WEB PUSH BROADCAST REAL-TIME ENGINE ---
        if ('serviceWorker' in navigator) {
            navigator.serviceWorker.register('/sw.js').catch(function(e) {});
        }

        let inMemoryPushId = null;
        let isInitialCheck = true;

        function triggerNativePushNotification(title, body, targetUrl) {
            const iconUrl = 'https://digimit.in/wp-content/themes/itsakrd/assets/img/logo.png';
            const options = {
                body: body || '',
                icon: iconUrl,
                badge: iconUrl,
                vibrate: [200, 100, 200, 100, 200],
                tag: 'digimit-push-' + Date.now(),
                requireInteraction: true,
                data: { url: targetUrl || 'https://digimit.in/' }
            };

            // 1. Send Native Browser/Mobile Notification Panel Push
            if ('Notification' in window && Notification.permission === 'granted') {
                if (navigator.serviceWorker && navigator.serviceWorker.ready) {
                    navigator.serviceWorker.ready.then(function(reg) {
                        reg.showNotification(title, options);
                    }).catch(function() {
                        try { new Notification(title, options); } catch(e) {}
                    });
                } else {
                    try {
                        const n = new Notification(title, options);
                        n.onclick = function() {
                            window.open(targetUrl || 'https://digimit.in/', '_blank');
                        };
                    } catch(e) {}
                }
            } else {
                showFloatingPermissionBar(title, body, targetUrl);
            }

            // 2. Always show redesigned visual toast banner on open website tab
            showRedesignedInAppNotification(title, body, targetUrl);
        }

        function showRedesignedInAppNotification(title, body, targetUrl) {
            let toastBox = document.getElementById('digimitRedesignedPushToast');
            if (!toastBox) {
                toastBox = document.createElement('div');
                toastBox.id = 'digimitRedesignedPushToast';
                toastBox.style.cssText = 'position:fixed; bottom:24px; right:24px; z-index:999999; max-width:400px; width:calc(100% - 48px); background:#ffffff; color:#0f172a; border-radius:20px; border:1px solid #e2e8f0; box-shadow:0 20px 40px -10px rgba(15,23,42,0.18); padding:18px; font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif; animation:slideUpToast 0.4s cubic-bezier(0.16,1,0.3,1);';
                document.body.appendChild(toastBox);

                const style = document.createElement('style');
                style.innerHTML = '@keyframes slideUpToast { from { transform: translateY(100px); opacity:0; } to { transform: translateY(0); opacity:1; } }';
                document.head.appendChild(style);
            }

            toastBox.innerHTML = `
                <div style="display:flex; align-items:flex-start; gap:14px;">
                    <div style="width:44px; height:44px; border-radius:14px; background:linear-gradient(135deg,#dc2626,#ef4444); display:flex; align-items:center; justify-content:center; flex-shrink:0; font-size:22px; box-shadow:0 6px 16px rgba(220,38,38,0.25);">
                        🔔
                    </div>
                    <div style="flex:1;">
                        <div style="display:flex; align-items:center; justify-content:space-between; margin-bottom:6px;">
                            <span style="font-size:10.5px; font-weight:800; text-transform:uppercase; letter-spacing:0.5px; background:#fef2f2; color:#dc2626; padding:3px 10px; border-radius:12px; border:1px solid #fecaca;">
                                Official Broadcast
                            </span>
                            <button onclick="document.getElementById('digimitRedesignedPushToast').remove()" style="background:#f1f5f9; border:none; color:#64748b; font-size:16px; width:26px; height:26px; border-radius:50%; cursor:pointer; display:flex; align-items:center; justify-content:center; line-height:1; font-weight:bold;">&times;</button>
                        </div>
                        <h4 style="margin:0 0 6px; font-size:15px; font-weight:800; color:#0f172a; line-height:1.3; font-family:sans-serif;">${title}</h4>
                        <p style="margin:0 0 14px; font-size:13px; color:#475569; line-height:1.45; font-weight:500;">${body}</p>
                        <a href="${targetUrl}" target="_blank" style="display:inline-flex; align-items:center; gap:8px; background:linear-gradient(135deg,#dc2626,#b91c1c); color:#ffffff; font-weight:700; font-size:12.5px; padding:9px 20px; border-radius:22px; text-decoration:none; box-shadow:0 4px 14px rgba(220,38,38,0.3); transition:all 0.2s ease;">
                            <span>Read Full Update</span> &rarr;
                        </a>
                    </div>
                </div>
            `;
        }

        function showFloatingPermissionBar(title, body, targetUrl) {
            let permBar = document.getElementById('digimitPushPermBar');
            if (!permBar) {
                permBar = document.createElement('div');
                permBar.id = 'digimitPushPermBar';
                permBar.style.cssText = 'position:fixed; bottom:20px; left:50%; transform:translateX(-50%); z-index:999999; max-width:440px; width:calc(100% - 32px); background:#ffffff; color:#0f172a; border-radius:24px; border:1px solid #e2e8f0; box-shadow:0 20px 50px -10px rgba(15,23,42,0.22); padding:18px 20px; font-family:sans-serif; text-align:center; animation:slideUpPerm 0.4s cubic-bezier(0.16,1,0.3,1);';
                document.body.appendChild(permBar);

                const style = document.createElement('style');
                style.innerHTML = '@keyframes slideUpPerm { from { transform: translate(-50%, 100px); opacity:0; } to { transform: translate(-50%, 0); opacity:1; } }';
                document.head.appendChild(style);
            }

            permBar.innerHTML = `
                <div style="display:flex; align-items:center; justify-content:center; gap:8px; margin-bottom:6px;">
                    <span style="font-size:22px;">📲</span>
                    <strong style="font-size:15px; color:#0f172a; font-weight:800;">Get Instant Updates on Phone</strong>
                </div>
                <p style="font-size:12.5px; color:#475569; margin:0 0 14px; line-height:1.45; font-weight:500;">Enable notifications to receive new postal scheme releases directly in your mobile status tray.</p>
                <div style="display:flex; gap:10px; justify-content:center;">
                    <button onclick="requestNativeMobilePushPermission('${title}', '${body}', '${targetUrl}')" style="background:linear-gradient(135deg,#0284c7,#0369a1); color:#ffffff; border:none; font-weight:800; font-size:12.5px; padding:10px 22px; border-radius:25px; cursor:pointer; box-shadow:0 4px 14px rgba(2,132,199,0.35);">
                        🔔 Enable Mobile Alerts
                    </button>
                    <button onclick="document.getElementById('digimitPushPermBar').remove()" style="background:#f1f5f9; border:1px solid #cbd5e1; color:#64748b; font-size:12.5px; font-weight:700; padding:10px 18px; border-radius:25px; cursor:pointer;">
                        Later
                    </button>
                </div>
            `;
        }

        window.requestNativeMobilePushPermission = function(title, body, targetUrl) {
            if ('Notification' in window) {
                Notification.requestPermission().then(function(perm) {
                    if (perm === 'granted') {
                        const bar = document.getElementById('digimitPushPermBar');
                        if (bar) bar.remove();
                        registerPushSubscription();
                        triggerNativePushNotification(title, body, targetUrl);
                    } else {
                        alert('Push Notification permission is ' + perm + '. Please enable notifications in your browser settings.');
                    }
                });
            }
        };

        function checkLivePushBroadcasts() {
            fetch('https://digimit.in/wp-admin/admin-ajax.php?action=digimit_check_latest_broadcast&t=' + Date.now())
                .then(res => res.json())
                .then(data => {
                    if (data.success && data.data && data.data.has_broadcast) {
                        const b = data.data;

                        const seenKey = 'digimit_seen_push_' + b.id;
                        if (!localStorage.getItem(seenKey)) {
                            localStorage.setItem(seenKey, '1');
                            inMemoryPushId = b.id;
                            triggerNativePushNotification(b.title || 'DigiMit Update', b.message || '', b.url || 'https://digimit.in/');
                        }
                    }
                })
                .catch(function(err) {});
        }

        // Start real-time push poller every 3 seconds
        setInterval(checkLivePushBroadcasts, 3000);
        setTimeout(checkLivePushBroadcasts, 1000);
    })();
    </script>
            <script>
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            // 2. Disable Keyboard Shortcuts (F12, Ctrl+U, Ctrl+Shift+I, Ctrl+Shift+J, Ctrl+Shift+C, Ctrl+S)
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                // Ctrl + Shift + J or Cmd + Option + J
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            // 3. DevTools Open Detector -> Immediately Wipe Screen & Show Blank Page
            function triggerBlankAccessDenied() {
                document.documentElement.innerHTML = '<!DOCTYPE html><html><head><title>Access Denied</title><style>body{background:#ffffff; margin:0; height:100vh; display:flex; align-items:center; justify-content:center; font-family:-apple-system,sans-serif; text-align:center;}</style></head><body><div><h1 style="color:#dc2626; font-size:24px; font-weight:800; margin-bottom:8px;">⛔ ACCESS DENIED</h1><p style="color:#475569; font-size:14px;">Source Code Inspection & DevTools are disabled on this website.</p></div></body></html>';
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                    triggerBlankAccessDenied();
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        </body>
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