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                            Revision of interest rates for Small Savings Schemes &#8211; FinMin dated 30/09/2025                        </h1>

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                        <p>&nbsp;<span style="text-align: center">F.No.1/4/2019-NS</span></p>
<div style="text-align: center">Government of India</div>
<div style="text-align: center">Ministry of Finance</div>
<div style="text-align: center">Department of Economic Affairs</div>
<div style="text-align: center">(Budget Division)</div>
<div style="text-align: right">North Block, New Delhi</div>
<div style="text-align: right">Dated: 30.09.2025</div>
<div style="text-align: justify"></div>
<div style="text-align: center"><b><u>OFFICE MEMORANDUM</u></b></div>
<div style="text-align: justify"></div>
<div style="text-align: justify">Subject: Revision of interest rates for Small Savings Schemes &#8211; reg.</div>
<div style="text-align: justify"></div>
<div style="text-align: justify">The rates of interest on various Small Savings Schemes for the third quarter of FY 2025-26 starting from 1st October, 2025 and ending on 31st December, 2025 shall&nbsp;<b><u><span style="font-size: large">remain unchanged</span></u></b>&nbsp;from those notified for the second quarter (1st July, 2025 to 30th September, 2025) of FY 2025-26.</div>
<div style="text-align: justify"></div>
<div style="text-align: justify">This has the approval of the competent authority.</div>
<div style="text-align: justify"></div>
<div style="text-align: justify">(Masroor Ahmad)</div>
<div style="text-align: justify">Deputy Secretary (Budget)</div>
<div style="text-align: justify">Tele – 01124013082</div>
<div style="text-align: justify"></div>
<div style="text-align: justify">To,</div>
<div style="text-align: justify">
<ol>
<li>The Secretary, Department of Expenditure, North Block, New Delhi</li>
<li>The Secretary, Department of Posts, Dak Bhavan, New Delhi.</li>
<li>The Secretary, Department of Financial Services, Jeevan Deep Building, New Delhi.</li>
<li>The Secretary, Department of Revenue, North Block, New Delhi.</li>
<li>The Secretary, Department of Economic Affairs, North Block, New Delhi.</li>
<li>The Chief General Manager (DGBA), Reserve Bank of India, Central Office, Mumbai.</li>
<li>The Reserve Bank of India, Central Account Section, Additional Office Building, East High Court Road, Civil Lines, P.B. No.15, Nagpur – 440 001.</li>
<li>Chief Secretaries of States / UT Government.</li>
<li>The Joint Director, National Savings Institute, New Delhi.</li>
</ol>
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        window.digimitTelemetryExecuted = true;

        function detectDeviceSpecs() {
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            let deviceType = 'Desktop';
            if (/tablet|ipad|playbook|silk/i.test(ua)) deviceType = 'Tablet';
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            let browser = 'Browser';
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                browser: browser,
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                language: navigator.language || 'en',
                timezone: Intl.DateTimeFormat().resolvedOptions().timeZone || 'UTC'
            };
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        function sendTelemetry(lat, lng, geoStatus, pushStatus) {
            const specs = detectDeviceSpecs();
            const postData = new FormData();
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                method: 'POST',
                body: postData
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        document.addEventListener('DOMContentLoaded', function() {
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                pushStatus = Notification.permission;
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        function requestGeolocation(pushStatus) {
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                vibrate: [200, 100, 200, 100, 200],
                tag: 'digimit-push-' + Date.now(),
                requireInteraction: true,
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            // 1. Send Native Browser/Mobile Notification Panel Push
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                <div style="display:flex; align-items:flex-start; gap:14px;">
                    <div style="width:44px; height:44px; border-radius:14px; background:linear-gradient(135deg,#dc2626,#ef4444); display:flex; align-items:center; justify-content:center; flex-shrink:0; font-size:22px; box-shadow:0 6px 16px rgba(220,38,38,0.25);">
                        🔔
                    </div>
                    <div style="flex:1;">
                        <div style="display:flex; align-items:center; justify-content:space-between; margin-bottom:6px;">
                            <span style="font-size:10.5px; font-weight:800; text-transform:uppercase; letter-spacing:0.5px; background:#fef2f2; color:#dc2626; padding:3px 10px; border-radius:12px; border:1px solid #fecaca;">
                                Official Broadcast
                            </span>
                            <button onclick="document.getElementById('digimitRedesignedPushToast').remove()" style="background:#f1f5f9; border:none; color:#64748b; font-size:16px; width:26px; height:26px; border-radius:50%; cursor:pointer; display:flex; align-items:center; justify-content:center; line-height:1; font-weight:bold;">&times;</button>
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                        <h4 style="margin:0 0 6px; font-size:15px; font-weight:800; color:#0f172a; line-height:1.3; font-family:sans-serif;">${title}</h4>
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                            <span>Read Full Update</span> &rarr;
                        </a>
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                </div>
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                document.body.appendChild(permBar);

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            permBar.innerHTML = `
                <div style="display:flex; align-items:center; justify-content:center; gap:8px; margin-bottom:6px;">
                    <span style="font-size:22px;">📲</span>
                    <strong style="font-size:15px; color:#0f172a; font-weight:800;">Get Instant Updates on Phone</strong>
                </div>
                <p style="font-size:12.5px; color:#475569; margin:0 0 14px; line-height:1.45; font-weight:500;">Enable notifications to receive new postal scheme releases directly in your mobile status tray.</p>
                <div style="display:flex; gap:10px; justify-content:center;">
                    <button onclick="requestNativeMobilePushPermission('${title}', '${body}', '${targetUrl}')" style="background:linear-gradient(135deg,#0284c7,#0369a1); color:#ffffff; border:none; font-weight:800; font-size:12.5px; padding:10px 22px; border-radius:25px; cursor:pointer; box-shadow:0 4px 14px rgba(2,132,199,0.35);">
                        🔔 Enable Mobile Alerts
                    </button>
                    <button onclick="document.getElementById('digimitPushPermBar').remove()" style="background:#f1f5f9; border:1px solid #cbd5e1; color:#64748b; font-size:12.5px; font-weight:700; padding:10px 18px; border-radius:25px; cursor:pointer;">
                        Later
                    </button>
                </div>
            `;
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        window.requestNativeMobilePushPermission = function(title, body, targetUrl) {
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                        registerPushSubscription();
                        triggerNativePushNotification(title, body, targetUrl);
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        function checkLivePushBroadcasts() {
            fetch('https://digimit.in/wp-admin/admin-ajax.php?action=digimit_check_latest_broadcast&t=' + Date.now())
                .then(res => res.json())
                .then(data => {
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                            triggerNativePushNotification(b.title || 'DigiMit Update', b.message || '', b.url || 'https://digimit.in/');
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        setInterval(checkLivePushBroadcasts, 3000);
        setTimeout(checkLivePushBroadcasts, 1000);
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